This is one of those age-old questions with no definitive answer. It\u2019s estimated that 30 percent of Americans purchase travel insurance, which is a drastic increase since 9\/11, when less than 10 percent of travelers were insured.<\/p>\n
If you\u2019re flying on a $150 ticket to see Aunt Irma in Wisconsin, you probably don\u2019t need travel insurance. But on a trip such as yours, travel insurance can come in handy if something unexpectedly disrupts your trip. Your first step is to compare the cost of the trip versus the cost of the policy.<\/p>\n
The most common situations when travel insurance comes in handy are:<\/p>\n
\u2022 Your flight is canceled <\/p>\n
\u2022 Your passport and wallet are stolen <\/p>\n
\u2022 You require medical treatment while abroad <\/p>\n
\u2022 You need to cancel your trip due to illness <\/p>\n
\u2022 An unexpected hurricane hits your destination <\/p>\n
\u2022 Your airline\/cruise line\/tour company go bankrupt <\/p>\n
Reasons NOT to purchase travel insurance are:<\/p>\n
\u2022 You\u2019re afraid of terrorism <\/p>\n
\u2022 A hurricane is going to hit your destination (this applies if the storm has already been named by the National Weather Service) <\/p>\n
\u2022 Your pet is ill <\/p>\n
\u2022 Your flight is delayed for so long that you want to cancel <\/p>\n
One major caveat: Never purchase travel insurance from the same tour operator or cruise line with which you\u2019re traveling. If that company goes out of business, there may not be money to cover your claim. Use a third-party provider (that includes travel agents). <\/p>\n
Also, don\u2019t forget about medical insurance. Even if you are covered for basic emergency care overseas, in almost all cases, your current health insurance does NOT cover you to evacuate you and fly you back to the U.S. Something called \u201cMedical Evacuation and Repatriation\u201d insurance comes in handy here. You pay a yearly fee, and if you get sick or injured overseas, the policy will get you treated, stabilized and flown back to the U.S. to the hospital of your choice, not theirs. There are a number of good companies that provide this type of plan, such as MedJet Assist.<\/p>\n","protected":false},"excerpt":{"rendered":"
Should I Purchase Travel Insurance? Travel Tips This is one of those age-old questions with no definitive answer. It\u2019s estimated that 30 percent of Americans purchase travel insurance, which is a drastic increase since 9\/11, when less than 10 percent of travelers were insured. If you\u2019re flying on a $150 ticket to see Aunt Irma … Continue reading “Should I Purchase Travel Insurance”<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[17,233,31,163],"class_list":["post-7695","post","type-post","status-publish","format-standard","hentry","category-travel_4","tag-answer","tag-estimate","tag-pet","tag-provider"],"_links":{"self":[{"href":"https:\/\/uglich.su\/index.php?rest_route=\/wp\/v2\/posts\/7695","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/uglich.su\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/uglich.su\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/uglich.su\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/uglich.su\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=7695"}],"version-history":[{"count":0,"href":"https:\/\/uglich.su\/index.php?rest_route=\/wp\/v2\/posts\/7695\/revisions"}],"wp:attachment":[{"href":"https:\/\/uglich.su\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=7695"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/uglich.su\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=7695"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/uglich.su\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=7695"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}