Why We Should Have Travel Insurance

How often do we say ‘It won’t happen to Me’

Too Often!

Have you been on a holiday and lost your luggage or personal iems, had to cancel a flight or your holiday, got sick or injured and been hospitalised or needed legal help.

If these things haven’t happened to you yet, they easily can happen on any holiday. Travel Insurance will give you reassurance that if one of those unexpected events happen you will be covered.

Generally travel insurance will cover you for these things

• A cancellation of your holiday or flight because you or a close family member become ill or are injured
• An illness or an injury that you experience during your travel.
• The loss of your luggage or other personal items such as a handbag, wallet, electronic equipment etc
• Legal coverage in case you need it for an incident with another tourist etc.

Whether you are travelling within Australia or overseas the benefits of travel insurance when something goes wrong will far outweigh the cost of the travel insurance which is a minimal amount compared to the total cost of your holiday.

Your cover can be tailored to suit you and your planned journey, you can get basic cover to premium cover depending on what you choose. Travelling by any method can be covered for almost any destination. A person going on a very expensive holiday or a more adventurous traveller would be wise to get a higher level coverage.

Usually travel insurance companies will ask you about pre-existing medical conditions. Provifding you answer the questions honestly and fully, you can still be insured. It is important to read thoroughly any travel insurance policy before deciding that it is the right one for you. Have the cover explained to you so you understand it and you know what to do when you need to make a claim.

Having travel insurance will help make your holiday stress free. You will have the comfort of knowing help is there if the unexpected does happen, I certainly hope it doesn’t happen to you. But unfortunately it does happen and it can happen anytime. Things get stolen or lost, we get sick or injured, flights or holidays have to be cancelled for unexpected events.

Without travel insurance you will be paying the costs that have been incurred which can be thousands, avoid that by buying  travel Insurance and stress less.